I was at Home Depot on Sunday, buying flower pots and some lumber to repair the fence where Sadie the Dog has been plotting her escape. Checking-out of the Garden Department I handed my credit card to the cashier, who promptly dragged out an old zip-zap machine (that’s the technical term coined by BankAmeriCard 50 years ago) and took an impression of my card.
“You’ve been hacked,” I said.
“No, it’s just that my terminal is down so I have to do it the old fashion way,” said the cheery cashier.
“Don’t give me that, you’ve been hacked,” I said.
The lady behind me with fertilizer and a Jack Russell Terrier began to […]




I heard from dozens of readers this morning about a message IBM sent to its current employees concerning their 401K plan — changing it from a contribution in every paycheck to a single contribution at the end of the year. Of course if you are laid off that means no annual contribution, less retirement savings, but a real bonus to the company. This, in itself, isn’t worth a column. It’s just Scrooge IBM being more Scrooge-like in search of that 2015 earnings target. What is worth a column is putting this news in the context of IBM having failed its recent internal security audit, which should concern IBM customers.