2015 Predictions: It’s about the money, stupid!

MaxHeadroom460It’s time, finally, for my long-delayed 2015 predictions. Things just kept changing so fast I had to keep re-writing, but have finally stopped. 2015 will definitely be the Year of Monetization, by which I mean it’s the year when the bottom line and showing profits will become a key motivator in almost every market. And while profit — like beer — is generally good, it isn’t always good for everyone. So here are my 10 predictions in no particular order.

Prediction #1 — Everyone gets the crap scared out of them by data security problems. In many ways this was set up by 2014, a year when, between Edward Snowden and Target, […]

Apple proves that moats are for dummies

moatAs we all know, Apple last week announced two new iPhones, a payment service (ApplePay), and a line of Apple Watches that require iPhones to work. There’s not much I can say about these products that you can’t read somewhere else. They are bigger and better than what preceded them and — in the case of ApplePay and the AppleWatch — just different. They are all topnotch products that will stand out in the market and have good chances of being successful. So instead of writing about products we already know about, I’d like to write about moats to protect products from competition.

Moats, as you know, are defensive fortifications typically built to surround castles, making them […]

Fear and loathing in Rolex-ville

apple-watch-Edition-830x576In all the coverage and hype concerning Apple’s event on Tuesday I’d like to concentrate on one easily-overlooked product I feel is by far the most revolutionary of those announced. I am of course talking about the Apple Watch Edition — Apple’s gold watch.

Where we might expect an Apple Watch to be aimed at competitors like Samsung, LG, or even Sony, the Apple Watch Edition is aimed squarely at Rolex. It is Apple’s first-ever true luxury product.

There have been near-luxury products from Apple before, but nothing like the Apple Watch Edition, which I am convinced is the brainchild not of design director Jony Ive or CEO Tim Cook, but of SVP of Retail and Online […]

Home Depot and the smoking zip-zap machine

VigodaI was at Home Depot on Sunday, buying flower pots and some lumber to repair the fence where Sadie the Dog has been plotting her escape. Checking-out of the Garden Department I handed my credit card to the cashier, who promptly dragged out an old zip-zap machine (that’s the technical term coined by BankAmeriCard 50 years ago) and took an impression of my card.

“You’ve been hacked,” I said.

“No, it’s just that my terminal is down so I have to do it the old fashion way,” said the cheery cashier.

“Don’t give me that, you’ve been hacked,” I said.

The lady behind me with fertilizer and a Jack Russell Terrier began to […]

The Age of Supply, not Demand

Our-Base-is-Under-AtackI’ve been away for a few days not by choice but because this blog has been under continual attack so I couldn’t log-in. I must have offended someone. Anyway, I appear finally to be back.

I had lunch last week with my old friend Aurel Kleinerman, an MD who also runs a Silicon Valley software company called MITEM, which specializes in combining data from disparate systems and networks onto a single desktop. Had the Obama Administration known about MITEM, linking all those Obamacare health insurance exchanges would have been trivial. Given MITEM’s 500+ corporate and government customers, you’d think the company would have come to the attention of the White House, but […]